Extra insurance tips

It is best to have a lower voluntary excess encase of that unfortunate event you may have in the future, but this increases your premium. The higher you have it, the cheaper the insurance tends to be.
If your car is old (or if you are reading this for a motorcycle/old van etc), make sure to fit an approved alarm, immobiliser and preferably a tracking device as this can ad a discount of about 5%. It also prevents the vehicle getting stolen and helps it get recovered if the unfortunate was to happen.

By agreeing to a mileage restriction, you can save a bit of extra money. The fewer the miles you agree to do a year, the cheaper the insurance will be. A cut of more than 10,000 miles a year could save more than £100, so it is definitely worth considering, especially if you aren't doing that many miles each year.

Don't add a young driver without experience and no claims to your policy as it will result it significantly increasing your insurance premium each year.

Ensure, if you are ever to upgrade/downgrade to a different model or make of vehicle, that you check with your insurance how much the premium is going to change, as sometimes it can be significant. Even getting an older vehicle can increase your premium by hundreds, so be careful.

The place your vehicle is stored overnight is a great saver if you can keep it locked out of site in a garage or a place similar, so if this is a possibility, keep this is mind as it can really decrease your premium.

Finally, just drive more carefully to save yourself having to claim. Taking advanced driving courses can decrease your premiums by up to 35% by some major insurers.